Monthly Progress Report #32

We’ve made it to progress report #32!

Like always, the summer has flown by and fall is almost here. Seriously, the dang leaves are starting to fall already.

And with fall comes the start of a new school year. My friends are all posting cute pictures of their little ones on Facebook but they’re not the only ones going back! With any luck this will be my last year of school!

I’d say after roughly 20 or so years I’m ready to be done. Honestly it’s probably been more than 20 years but who’s counting? Just give me the fancy piece of paper please.

August also brought about the first episodes of our podcast! It’s been fun learning something new. And it’s been even better working with my best friend - we don’t always agree but that’s some of the fun. 

We’re now working on a website for the podcast and we’re talking about starting up a blog! With that I’ve been questioning this blog. I don’t keep up with it the way I would like to but I think I’m going to keep going and keep posting my monthly updates. It’s a way to hold myself accountable, a way to keep my debt in the forefront of my mind.

Alright with that said, let’s get into it!

In case you missed it, here’s last month’s progress report.

Ok, first things first, here’s the debt breakdown:

Mortgage: $167,400

Car Loan: $25,800

Student Loans: $5,800

Credit Cards: $2,000

Grand Total of Debt: $201,000

My student loan balances

Whoop! That’s $1,000 to the black and we’re inching closer to that $200,000 mark.

My credit card balances are still a little high after vet bills and my staycation this month. Even staying home I spend more than I would if I were working. But that’s ok, hopefully I’ll get back on track with my credit card balances soon.

Savings hasn’t changed much:

Savings account: $2,900

P2P Lending account: $100

Investment account: $1,950

Grand Total of Savings: $4,950

That’s a $150 increase due to my little investment account but if I’m being honest I think that increase happened over two months and I spaced while updating the numbers last month.

Am I the only one that spends more money staying home than going to work? I honestly can’t even tell you why. Maybe more store trips? But I think I only went shopping once this past vacation and I watched what I spent.

I hope everyone has a good start to their school year! It’s hard to believe with any luck next August/September I won’t be worrying about classes.

As always -

Remember, we will get through this ❤️