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Monthly Progress Report #27

Both March and all the snow on the ground are history!

We made it to April. I feel like I’ve been waiting for spring since the leaves changed last year. And it’s been taking for-freaking-ever.

But I can see my lawn again, I ordered my first batch of materials for the remaining renovation projects (we’re almost there! The finish line is in sight!) and life is good!

I received my first vaccine shot a few weeks ago and will be going back for the second soon. Mike is getting his one shot today (he’s very happy he only has to get one!). 

I’m just so glad we’re seeing some light at the end of the tunnel. Here’s hoping it really is light from the end of the tunnel! 

Of course, we didn’t get this far without our first COVID scare! Mike had to quarantine but luckily he made it through without any symptoms. I also made it through mostly unscathed - I’m kidding, of course, but it was a stressful week!

I really feel for anyone going through the quarantine process right now. It’s a scary time. And I won’t lie, it’s also a frustrating time. 

Ok, enough about that. I’m sure you’re as sick of hearing about COVID as we all are.

If you’d like to get all caught up, check out last month’s progress report

Ok, here goes nothing!

As always we start with my debt:

Mortgage: $169,000
Car Loan: $3,100 
Student Loans: $7,600
Credit Cards: $1,700
Grand Total of Debt: $181,400

My student loan balance

Ok, so that’s an $800 reduction over the month. Not bad.

As you can see my student loans look a little different this month. That’s because they were sold. I was expecting that to be a hassle but it was a relatively pain free experience! 

I’m more upset about losing a nice summary page. So since they lump them all in together I figured it’s time to give up on the $50 increments and start rounding them up to the next hundred like the rest of my debt.

Besides that I was given some unfortunate news about my car this past month so in all likelihood it’s time to find a replacement. Which of course means more debt. Just when I thought I was making some progress!

It’s a bummer but there’s been some signs so it wasn’t totally unexpected. Still, adding more debt... ughhhh!!!

The good news there is I still have some money from the latest stimulus check and my tax return. But this time I did spend some - I bought a new treadmill and a mattress! 

My old treadmill somehow didn’t want to move without beeping and since she was a hand me down from my mom it was definitely time to replace her. As for the mattress, it lasted ten years and had seen better days so Mike and I went 50/50 on a new one. 

Can you tell I usually feel guilty about big purchases? I’m always justifying them! But I do have some money to put towards a new car or towards some debt once I have this all figured out.

Ok, moving on to savings:

Savings account: $2,800
P2P Lending account: $100
Investment account: $1,500
Grand Total of Savings: $4,400

That’s only $50 this month and that was due to market fluctuations. But as I said above, treadmill, mattress, car.. at least it didn’t shrink!

I hope everyone is doing well! I know we’re all itching to get back to normal. It doesn’t seem possible we’ve officially hit the one year anniversary since COVID turned the world upside down.

I hope that we can go into summer with a little sense of normalcy but I don’t want to get my hopes up too high. Stay safe out there!

As always -

Remember, we will get through this ❤️
Broke Dolly
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