Yay! After two years I think I finally have the numbering of my monthly progress reports right!
I can’t believe we’re already a month into 2021. And what a crazy month it’s been.
So far, 2021 doesn’t seem much different from 2020. I mean, we went from the Tiger King to the Jason Collier drama (seriously, don’t start reading unless you have time to go down that rabbit hole).
But we do have a female Vice President. And I think that’s amazing. It’s not a Democrat vs. Republican thing, it’s the fact that little girls everywhere see a woman as the Vice President. That’s freakin’ awesome.
Beyond some history being made, I have high hopes for 2021. Maybe even a trip somewhere? Only if it’s safe to do so, of course. But for now, I just want to make it through the winter.
With the windchill bringing the temperature negative, I’m just daydreaming of summer weather. I honestly just miss enjoying being outside. It doesn’t matter how bundled I may be, the cold isn’t for me.
And the snow! Also not a huge fan. But the good news is we’re only getting a foot or so tonight (ha!).
At least it’s pretty when it first falls. Not so pretty after the plow guy gets here.
I just started my most recent class (only three more to go!) so hopefully that’ll keep me plenty busy until the weather warms up and the snow melts.
Alright, enough of my whining. Check out 2020 - The Year End Recap if you’re curious how things were shaping up at the end of December.
As always, we’ll start with my debt:
Mortgage: $169,700
Car Loan: $3,600
Student Loans: $8,150
Credit Cards: $1,850
Grand Total of Debt: $183,300
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| My student loan balances |
That’s $1,300 less than December. Let’s be real, that’s a very, very good month for me. Between a bonus I wasn’t certain I would get at work and my stimulus check, I was able to put extra money towards my school loans.
I wish I could write such upbeat updates every month!
Alright, my savings is next:
Savings account: $2,800
P2P Lending account: $150
Investment account: $1,300
Grand Total of Savings: $4,250
My savings increased $750 this month. I actually put $300 into savings and $500 into my investment account but then my investment account dipped a little bit.
Oh well, you win some, you lose some.
Overall, January was a kick butt month for me. I was able to pay down debt and put some money away. Which is great because I needed some good news after writing my blah year end recap last month.
Are you getting a monster snow storm tonight too? If you are I hope you enjoy it more than I will. That’s not saying much - so have fun, build a snowman, go tubing, drink some hot cocoa, do whatever makes you happy.
As always -
Remember, we will get through this ❤️
Remember, we will get through this ❤️
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