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Monthly Progress Report #19

It’s seriously going to be August tomorrow. Ugh. August always makes me think that the summer is about to end. 

Fall is alright and all with the leaves, sweater weather and Halloween, but I love summer.

You won’t find this girl complaining about the heat and humidity. Nope. I remember all too well what February feels like.

But this summer isn’t like the rest of them. COVID is still raging, everything has been cancelled and I haven’t seen my best friend in months. Honestly, it's probably been since February. 

I miss her. I miss the spontaneous concerts, the dinner dates and random adventures.

We were even planning to go away in July but with everything going on it never came to fruition.

Besides my bestie, I miss my coworkers. Don’t get me wrong - working from home has been amazing. Especially while the renovations are going on. Being home has given me the opportunity to be much more involved than I would have been if I was working (much to the dismay of the guys doing the actual work I'm sure). But it’s neat to see the progress and I truly do try to stay tucked away in my office and out of their hair. 

Back to my coworkers - A quick phone call or a text is nothing when you’re used to spending your whole week together. I’m sure that some people don’t miss going to the office but I genuinely like the people I work with and wish I was able to see them. Especially since one of us is retiring early next year. It’s weird to think when we do get back to the office she’ll only be there for a little while longer.

But it’s a pandemic. I get it. Our lives have been a little out of sorts.

Remember how excited I was last month to see fireworks? Spoiler alert: didn’t happen. The town canceled their display. The neighbors didn’t have their usual Fourth of July party. 

Our only options were an hour or so away so we decided to sit it out this year. So it goes.

Ah yes, I did just finish yet another Vonnegut novel. One good thing about not having much else to do is it has given me a good excuse to do more reading. 

You know, the one thing I’m always doing anyway. Ha!

Alright, enough of me complaining about life in quarantine. It’s just what needs to be done right now. Let’s get this virus under control.

Now back to our regularly scheduled programming:

Let’s start with my debt breakdown:

Mortgage: $145,900
Car Loan: $5,100
Student Loans: $7,300
Credit Cards: $2,450
Grand Total of Debt: $160,750

My student loan balances

Including my renovation fund:

Renovation fund requirement: $8,750
New Grand Total of Debt: $169,500

It’s been a rough month.

Wherever Murphy is, I would like to hunt him down and sock him one for his dumb law.

Here’s everything that went wrong this month: car insurance due, car needed new brakes, car then needed a new alternator, pressure tank started leaking and flooded the whole basement and then agonizing pain from my swollen jaw. 

Not because someone socked me, just because I need two (yes, two!) root canals.

So all in - everything that went wrong has me seriously stressed about money and relying on my credit card.

But, at least I managed to decrease the balance a tiny bit - $200. Still a decrease. I’ll take it!

Now, let's take a look at my savings:

Savings account: $2,500
P2P Lending account: $200
Investment account: $500
Grand Total of Savings: $3,200

Yeah, still no change.

It's ok, the unexpected expenses combined with the renovations going on, adding to my savings hasn't been my main priority. Instead I've been trying to avoid dipping into what I already had saved.

I hope everyone is doing well and staying healthy. Enjoy the last few weeks of summer.

Anyone picked up a new hobby during all this?! I wish I had spent some time honing my cooking skills, but I have piles of books everywhere that are just calling my name!

As always -

Remember, we will get through this ❤️

Broke Dolly
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