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Monthly Progress Report (#9)

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Oh man, it's my least favorite time of year again - it's the last day of August, it's Labor Day weekend, it's the dang end of summer! It's gone quick. Seriously, I think it was just May yesterday.

The last time I checked in was for my July progress report. I'm excited to see how August turned out, I'm optimistic. I think I'm making some progress. Even when it comes to saving up for my more expensive renovations!

Ugh. Still super bummed about my renovations delay.

Also bummed about turning 30 in September. THIRTY? How did that happen?! When I was little I remember everyone telling me how fast time went as I was counting down the painfully slow seconds to the next big thing - summer, permit, license, college - you know, all the exciting things that happen when you're a kid. Now I'm the one commenting just how fast time goes by.

Anyways, maybe I should change the subject before I get started about the price of milk when I was little.

Let's take a look at how my debt payoff is going:

Mortgage: $148,200 
Car Loan: $7,600
Student Loans: $4,350 (for now.. my fall semester bill is coming!)
Credit Cards: $3,600 (Annnd we're back over the $3,000 mark again 😡)
Grand Total of Debt: $163,750

My student loan balances
Alright, so I'm $350 further into debt than I was in July, but to be fair it's mostly due to my text books and other class materials. One of the books was almost $200 and of course that wasn't the only thing I needed for the class. It's insane.

I'm thinking about renting my textbooks in the future. Have you tried to rent from Amazon or from another company? Let me know what you think about it in the comments.

So it wasn't as great as a month as I had hoped but I know I made some progress with my renovation fund. I've been trying to squirrel away any extra penny I get.

Renovation fund requirement: $14,150
New Grand Total of Debt: $177,900

Taking into consideration my renovation fund, I'm feeling a little bit better. That total is $500 lower than it was in July. So I didn't kill it this month but at least I'm moving in the right direction.

Which is good because I'm pretty sure I'll be moving backwards in September.

Let's check out my savings balances:

Savings account: $2,000
P2P Lending account: $250
Investment account: $150
Grand Total of Savings: $2,400

I haven't added anything to my savings and I'm feeling guilty. I'm hoping by the time I get my yearend bonus I'll be able to add a little something while still working on taking care of my ridiculous amounts of debt.

Overall, $500 towards the black this month! Now I need to start preparing myself for 30, fall weather and more debt. Ugh, this time of year is always a doozy.

Now back to your experiences renting textbooks.. Please help me save some money, talk me into it!
Broke Dolly
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